Q: For my spouse to continue to be covered under the Federal Employees Health Benefits program after I retire from federal service and after my death, which type of annuity should I select? My spouse does not want to receive a survivor annuity and will consent to sign an attachment to SF 2801-2, Spouse’s Consent to Survivor Election, but he needs the FEHB coverage.
A: He can’t be covered under the FEHB program unless he is receiving a survivor annuity. However, as a Civil Service Retirement System employee, with your husband’s written consent, you could elect to give him any amount of annuity from $1 up. Many retirees in your situation elect a survivor annuity amount that is sufficient to cover the premiums. If it isn’t sufficient, he would be able to pay the premiums directly.