Multiple survivor annuities


Q: Can a surviving spouse receive more than one survivor annuity? For example, if a man receives a survivor annuity from his deceased wife, who was a federal employee, then marries another government employee after he turns 55, could he possibly collect a second survivor annuity?

A: Generally, a surviving spouse can receive more than one survivor annuity based on the service of more that one employee. However, that can’t happen if the marriage occurred after the employee retired, or if the survivor annuity was reinstated after the surviving spouse remarried before age 55. In either of the latter cases, the surviving spouse would be able to choose which of the two survivor annuities he wanted.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply