Correct retirement system?


Q. I was hired Aug. 15, 1983 ,and was placed in CSRS and have been in CSRS ever since.  I now hear that employees that had less than five years in CSRS before Jan. 1, 1984, were supposed to have been converted to FERS. Am I in the wrong system?

A. No, you’re in the right retirement system. The five-year rule only applies to retirement coverage determinations made after January 1, 1987, when an employee was covered by CSRS and Social Security. If such an employee didn’t have five years of CSRS coverage on Dec. 31, 1986, he would have been  automatically converted to FERS


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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