CSRS retirement health benefits

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Q. I am retiring in three years from CSRS.  My husband is Air Force retired, therefore, we both have Tricare for Life and Medicare part A&B.  I currently am not carrying any health care through my employer, but I plan to retire with a third health care plan through my CSRS.  I know there is a five-year policy to have federal health care to be able to keep your insurance through retirement. However, I was told that my Tricare for Life qualifies me for the five-year federal plan coverage, and I can get the third policy during the last open season of my career and carry it through my retirement because of the time I have with Tricare.  Is this true?

A. Yes, as long as you are enrolled in an FEHB plan when you retire.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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