Dependent and health coverage


Q. I am a retired federal employee.  My daughter turns 22 on Nov. 13.  Does that mean that after 31 days (Dec. 14) she will not have health coverage?  Isn’t she covered by the 26-year-old inclusion in the new legislation?

A. Yes, it does mean that she won’t have coverage under the Federal Employees Health Benefits program. She can, however, continue that coverage by paying the full premium plus 2 percent under the temporary Continuation of Coverage provision of law. Then beginning in January 2011, if she is still a dependent and unmarried, she could be once again be covered under your policy.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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