Service calculation

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Q. I’m a transferee from CSRS to FERS.  Assume that my CSRS service calculation (including sick leave) is 10 years, six months, 22 days.  I believe that my CSRS annuity component will be based on 10 years, six months due to the rounding rule.  Assume my FERS service calculation (including half sick leave) is 20 years, two months, 18 days.  I believe that my FERS annuity component will be based on 20 years, two months due to the rounding rule.  Common sense and fairness would seem to dictate that I should not be rounded out of over 30 days without credit for a month somewhere.  Any chance my FERS calculation gets an extra month?

A. No chance whatsoever. The rounding rule applies to each component of your annuity.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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