CSRS offset

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Q. In 1999 I applied for a refund from my CSRS retirement. I was told I was placed under the wrong retirement system for 15 years and should have been CSRS offset and consequently could not receive a lump sum refund under CSRS offset. When did they change the rules where you can not get a refund under CSRS offset?

A. If you applied for a refund of retirement contributions and were in CSRS but should have been in CSRS offset, OPM would have been required to refund only the CSRS offset deductions; in other words, the portion that would have gone to the  retirement fund. not the part that should have been sent to Social Security.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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