Q. I have prior active-duty service with the Army (three years). I have been working for the federal government (civil service) for 10 years and I recently joined the Army National Guard. Does all my time count toward the Guard for pay and retirement since the Guard is a state and federal agency.

A. Unless you are called to active duty, your National Guard service won’t be creditable for any civilian employment or retirement purposes. You’ll have to check with your National Guard unit to determine which periods of service, if any, are creditable for National Guard purposes.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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