Retirement benefits

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Q. My husband is former military (active duty from 1977-1991) and is entering civil service in a GS position.  Will he be under the FERS or CSRS system?  The formula for calculating the buyback or credit is very different under the two.

A. He will be under FERS. No one who is first hired after December 31, 1983, is covered by CSRS.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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