Using up sick leave

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Q. I plan on retiring Jan. 31, 2014 with one year of sick leave available. My age will be 56 with 30 years civil service. Under FERS this will count to my annuity at the 100 percent rate. My question is, what will get me the most bang-for-the-buck, start using a lot of sick leave or going straightt for the annuity?

A. This is mother speaking: “Son, it’s attitudes like yours that give federal employees a bad name.” Sick leave may only be used for approved purposes. Using it just because you want to, whether for financial or other reasons, is a violation of law.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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