Q: I could not find the answer to this question in your online FAQ. I am a retiree from the federal government receiving an annuity. My husband and I are currently enrolled in the family option of BlueCross/Blue Shield. My husband has the option of free health coverage through his current employer (an association in the private sector). Our question is: Can I take him off my BCBS plan and go to self only option while he enrolls with his employer? But, at a later date, re-elect the family option so he can be covered again by my plan? We know you receive many questions and greatly appreciate your answer.
A: Yes, you could immediately change your enrollment from self only to self and family. It’s considered to be a Qualifying Life Event under code 2G, which permits a change in enrollment if your husband later loses coverage under his nonfederal health plan.