CSRS and Medicare B


Q: I am 60 and will retire Nov. 3 with 37 years under CSRS. My wife is 59 and we are covered under Federal Employees Health Benefits. She is disabled and receiving Social Security benefits. My question is, when will she have to sign up for Medicare Part B and which insurance will be primary?

A: According to the Social Security Administration, because she is under 65 and disabled, she’ll automatically get Part B. She’ll get her Medicare card in the mail about 3 months before her 65th birthday or after her 25th month of disability. Because she is unemployed, Medicare will be primary and FEHB secondary.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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