CSRS-Social Security offset

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Q: I retired from the federal government on 12/31/2010 (at age 74) under the CSRS annuity plan. For many years, I also received Social Security benefits. I know there is an “offset” provision and my SS benefit will be reduced substantially. My question is: Will OPM notify SSA of my retirement automatically? Or do I have to tell SSA of my retirement?

A: You don’t have to do anything. OPM and the Social Security Administration routinely do computer matches to identify retirees whose work histories require that their Social Security benefits be reduced.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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