Eligibility for survivor annuity


Q: I have worked at the U.S. Postal Service for 31 years and I am covered under CSRS. I am married, and I am thinking about retiring in June. My wife and I divorced in 2000, and at that time she waved any rights to my retirement. In 2001, we got remarried to each other. When I retire, can I take out a survivor annuity for her or will her waving her rights to my retirement in 2000 have any bearing on that?

A: Yes, you can. In fact, by law you are required to provide her with a full survivor annuity unless she agrees in writing to a lesser amount or none at all. When you remarried, the earlier court order was voided.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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