Annuity reduction


Q: I retired under the CRSR Offset pension. Am I correct to understand that, at age 62, OPM will automatically reduce (offset) my federal pension, or, will OPM wait until I apply for my Social Security benefit and then reduce my federal pension?

A: OPM will automatically reduce your CSRS annuity when you become eligible for a Social Security benefit. It makes no difference when or if you apply for one.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply