March 7 article in Federal Times


Q. In your article, “Focus on good points of unused-sick-leave credit,” in the March 7 issue of the Federal Times, you mentioned that for FERS employees, the pension rate is  1 percent of the high-three salary regardless of the number of service years.  This is contrary to what I was told that after 20 years of service, the rate goes up to 1.1 percent.  Is your information correct?

A. Yes. It only goes up to 1.1 percent if you have 20 years of service and are age 62 or older when you retire.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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