Q: I came into the federal government in August 1984, which shows up as my service computation date on my SF-50. Although I’m covered by FERS, when I try to do a ballpark estimate of retirement, I get a message saying that I am not under FERS because of my SCD.

I am having trouble understanding why I am not considered to be under FERS. Am I really under CSRS?


A: I have no idea why the estimator you are using says that you aren’t under FERS. Everyone first hired after Dec. 31, 1983,  is covered by FERS. Instead of beating your head against a clearly defective calculator, I suggest you go to www.FEDbens.us and use the dependable one that you’ll find there.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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