Survivor health benefits


Q. As a spouse of a federal retiree who has chosen not to purchase a survivor annuity, I am concerned about my health insurance. Iunderstand that I am covered after my husband’s death, however what is the procedure regarding my monthly payment? It is now taken out of my husband’s monthly retirement check, but how does that work after his death?

A. If you aren’t receiving a survivor annuity, your coverage under the Federal Employees Health Benefits program will end.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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