Q. My husband is a FERS retiree who receives a FERS annuity and a FERS annuity supplement (until Social Security benefits take effect) of approximately $1,000 per month. My husband is already on FEHB, so that is not a concern. I am a CSRS employee, planning for my CSRS retirement, so I need advice regarding the impact of leaving my husband a CSRS survivor annuity. If I leave my husband a reduced CSRS survivor annuity of $1,650 per month, and if he outlives me to receive it, will his Social Security benefit and/or FERS annuity supplement be reduced under the windfall elimination provision? If so, by how much?
A. His receiving a CSRS survivor benefit would have no affect on either his own Social Security benefit or his special annuity supplement.