Dental coverage for college student

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Q. My son is about to turn 22 and his dental coverage is ending. We are with United Concordia. Can you tell me if any other federal dental programs are available that will cover a full-time college student after the age of 22? Thank you.

A. The Federal Employee Dental and Vision Benefits program only provides coverage for unmarried dependent children under age 22. However, if your son is covered under your Federal Employees Health Benefits Program enrollment, the more limited dental services available there would continue to age 26.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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