FERS disability retirement

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Q. Do I count my FERS disability annuity as part of my 80 percent earnings or is it supplemental to the 80 percent I am allowed to earn prior to my retirement?

A. You are limited to earnings from wages or self employment that don’t exceed 80 percent of the pay for your grade and step on the day you went on disability retirement. Other sources of income, such as your disability annuity, aren’t counted.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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