Resign or file for disability retirement?

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Q. I retired from Army in 1998 after 20 years. I was hired by civil service in 1999 and am now on leave without pay because of service-connected disabilities. I have 90 percent disability, according to the Veterans Affairs Department and was just approved for Social Security Disability Insurance on July 29. Should I resign from my government job for health reasons or file for disability under Federal Employees Retirement System? I have been LWOP since Feb. 10.

A. It would make sense for you to apply for disability retirement. Simply resigning from the government would gain you nothing.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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