Does Social Security benefit for disability change at 62? 65?


Q. I am currently receiving disability benefits from FERS and Social Security.  I am aware that the FERS benefit will be recalculated at age 62 to reflect my high-3 adjusted for inflation and years of service adjusted for the time on disability to what they would have been had I worked to 62.  What I can’t find is whether the Social Security benefit will change at age 62 or 65?  I have a vague memory that it may, and my wife needs to know to plan her retirement age and preparations.  Is there a Web page with info about this?

A.  Social Security disability benefits aren’t age-dependent. You will continue to receive the same Social Security benefit you’ve been receiving, increased by any subsequent annual cost-of-living increases.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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