Health insurance


Q.  I am retiring on Feb 29, 2012. I will be 55 with 33 years of service. I am in CSRS offset. Since I have a 10 percent VA disability and I can use the VA for medical purposes, should I still pay for FEHB or should I drop it?

A.  I can’t tell you what to do. I can tell you that if you drop your FEHB coverage, either during the upcoming open season or after you retire, you won’t be able to re-enroll unless you return to work for the federal government. Even then you’d have to work for five consecutive years before you’d be eligible to carry that coverage into retirement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

1 Comment

  1. I was able to SUSPEND my health insurance after retirement when social security went into effect; cost about the same, and I was told I could resume it at any time.

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