Health insurance


Q.  I am retiring on Feb 29, 2012. I will be 55 with 33 years of service. I am in CSRS offset. Since I have a 10 percent VA disability and I can use the VA for medical purposes, should I still pay for FEHB or should I drop it?

A.  I can’t tell you what to do. I can tell you that if you drop your FEHB coverage, either during the upcoming open season or after you retire, you won’t be able to re-enroll unless you return to work for the federal government. Even then you’d have to work for five consecutive years before you’d be eligible to carry that coverage into retirement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply