Separated after a year

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Q: If I am recently separated (voluntarily) from the civil service after 13 months and have not purchased my military time for retirement purposes, can I still submit the paperwork to buy back that time and be eligible for some FERS benefits at age 62?

A: No. Only an employee can do that. FYI: You would have to have worked for five years as a FERS employee to be eligible for an annuity. Bought back time wouldn’t count.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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