Q: I retired from civil service at 55. I have been working in the private sector. I just turned 62 and plan on continuing to work and not collect Social Security benefits until I retire altogether. When can I expect a reduction in my CSRS Offset annuity?
A: Since you have just turned 62, the offset should occur in your next annuity payment. The offset will be made regardless of whether apply for a Social Security benefit and will be equal to the amount of benefit you earned while employed under CSRS Offset.