Military retired pay and Postal Service employment


Q.  I am currently retired from active-duty military and receiving military retirement pay.  If I now accept a position with the USPS, I can forgo my military retirement pay and have those military years credited to my USPS time  When I reach retirement time with the USPS,  can I retire and draw both the USPS retirement and resume receiving my military retirement pay?

A.  You’ve got it upside down. You can make a deposit to get credit for your active-duty military service — and the earlier you do that, the less interest you’ll pay — and you can continue to receive your military retired pay until you are ready to retire. However, at that point you’ll have to permanently waive your military retired pay if you want to get credit for that time in determining your eligibility to retire and in your annuity computation. If you don’t, you won’t get any credit and your deposit will be refunded to you.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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