CSRS or FERS

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Q. I started my government career in April 1985.  FERS was enacted in 1987. Why am I in FERS and not CSRS?

A. Because you would have had to have five years of CSRS service before Jan. 1, 1987 to remain under CSRS. Since you didn’t, you were automatically covered by FERS, and your CSRS service was converted to FERS service.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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