Eligible for annuity at age 60 or 62


Q. I worked from 1980 to 2000 with 18 years under CSRS and two years under FERS. Will I be able to begin receiving my retirement annuity at age 60 since I worked for 20 years?

A. If you had 20 years of creditable service and did not take a refund of your retirement deductions, you will be eligible for a deferred annuity at age 60.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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