Q. I worked from 1980 to 2000 with 18 years under CSRS and two years under FERS. Will I be able to begin receiving my retirement annuity at age 60 since I worked for 20 years?
A. If you had 20 years of creditable service and did not take a refund of your retirement deductions, you will be eligible for a deferred annuity at age 60.
