Retirement and military service

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Q.  I was hired into federal service on Sept. 20, 1982. I am under CSRS. I am currently not eligible to collect Social Security. I have three years of military service, from Sept. 15, 1972, to Sept. 14, 1975. Will my military service be used to compute my CSRS retirement annuity?

A.  Those years of active-duty service will be included in determining your years of service and used in the computation of your annuity. However, if you are retired and eligible for a Social Security benefit at age 62, those years will be deducted and your annuity recomputed without them. If you retire at age 62 or later and are eligible for a Social Security benefit at that time, the reduction will be made on the day you retire.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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