Survivor annuity


Q. I am retired with a disability under CSRS and selected survivor annuity benefits and survivor health benefits for my wife at the time of retirement in 1978. My wife receives a minimum retirement from the state of Florida and will soon draw Social Security. When I die will the CSRS  survivor annuity, the Social Security or the state retirement be reduced?

A. Neither her earned Social Security benefit nor her CSRS survivor annuity will be reduced. She’ll have to check with her former employer to see if her state benefit will be affected.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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