Q. have been a postal employee for 28 years under CSRS. I just turned 56. If the Postal Service were to offer a retirement package, what would I be penalized? Would it be 4 percent because I do not have the 30 years.
A. There wouldn’t be a penalty, You’d get exaxcty what you earned. To see what that would be, use the folliwing formula:
0.015 x your high-3 x 5 years of service, plus
0.0175 x your high-3 x 5 years of service, plus
0.02 x your high-3 x all remaining years and full months of service.
