Q. I am a CSRS employee and withdrew all pension contributions in 1995 after 15 years of service. No redeposit has been made. I now have another 15 years of continuous service since that withdrawal and I am now 57 years old. If a redeposit is not made: (1) Since I am over 55 with more than 30 years of service, can I receive a disability retirement if approved or must I take a regular retirement; and (2) what is the impact on the annuity for a disability retirement (assuming it would be authorized and approved), if no redeposit is made?
A. If you were approved for disability retirement, your annuity would first be computed under the general formula, as follows: