Survivor annuity

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Q. I  have a service-connected disability and will be retiring soon under  CSRS. Would my wife receive money from my service-connected disability and from my civil service with a survivor annuity of 75 percent?

A. If you elected a full survivor annuity for her, she would receive 55 percent of  the amount of your annuity before it was reduced to provide for that annuity, increased by any subsequent cost-of-living adjustments that you received after you retired. She would also receive the proceeds of your Federal Employees’ Group Life Insurance. Because this is a site dedicated to answering civilian benefit questions, I don’t know what benefits she would be entitled to based on your service connected disability. You’ll have to check with your former branch of service.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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