Dental and vision coverage


Q. I am voluntarily retiring Dec. 31 with full benefits under the Civil Service Retirement System. I understand that my health insurance will continue to be covered with the same amount paid by Uncle Sam as was covered when I was working. I have heard that dental and vision insurance will not receive the same amount matched in retirement. Do I have to pay the full amount for these extra plans in retirement?

A. Enrollees in the Federal Employees Dental and Vision Insurance Program, whether employees or retirees, pay the full cost of premiums. There isn’t any government contribution.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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