Military buyback for rural carrier


Q. I’m buying back 10 years and became a regular rural carrier in 2004. Does this mean, in 2014 I’ll be considered a 20-year mailman and at 30 years and minimum retirement age (55 years), I can retire? What exactly would I be collecting?

A. When you reach your minimum retirement age and have 30 years service, you will be eligible to retire. Your Federal Employees Retirement System annuity will be calculated using the following formula: 0.01 x your high-3 x your total years of service (actual and active-duty military for which you’ve paid a deposit).


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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