Amount of COLA


Q. Regarding when my COLA will start:  If I retired Jan. 31, 2011, am I a January retiree or a February retiree?

I know that the 2012 COLA is 3.6 percent. Because I wasn’t on the annuity roll in December, will I get 3 percent  or 3.3 percent?

A. You won’t be eligible for any cost-of-living adjustment until January 2013. Because you will be on the annuity roll in February, that COLA will cover only the 10 months you were on the annuity roll, and equal 5/6 percent on whatever it turns out to be.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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