Q. My sister, who has been disabled with cerebral palsy since birth and is almost 49, has been receiving Social Security Income for many years. She is totally disabled, has never been employed, and never will be employed. Both of our parents are now deceased. She started getting a survivor annuity from OPM earlier this year — our dad died last November. She was getting a little over $650 from SSI and about the same from mom and dad’s annuities (both mom and dad worked in the government.
We recently got a letter that says because of this income, her SSI benefit will be reduced to a little over $100 per month. Is that right? The letter said we could appeal, but if SSI is correct, there’s no point.
A. According to the Social Security Administration, the amount of an SSI payment varies according to the child’s income and resources. See SSA’s publication at www.ssa.gov/pubs/10026.html.