FERS retirement and spousal Social Security

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Q.  My wife, age 63, is retired from FERS and draws a monthly retirement check. When I turn 67 in three years and begin drawing my Social Security benefit, is she able to draw a spousal Social Security benefit (50 percent of mine) as well as her full FERS retirement check?

A.  You’ll find the answer at www.socialsecurity.gov/OACT/quickcalc/spouse.html.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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