Health insurance


Q. My husband and I are both federal employees. He was a postal worker for 13 years and then transferred to a job at Wright-Patterson Air Force Base, Ohio. We are close to retirement, within four or five years. He is on my health care (family plan) and has been for 13 years, which is how long we have been married. Does he have to have his own insurance five years prior to retirement? I have carried a family plan for at least 19 years.

A. An employee only needs to be enrolled in or covered by the Federal Employees Health Benefits program to carry that coverage into retirement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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