Health benefits

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Q: My husband and I work for the post office – he will retire soon and I will carry the health insurance and leave with a deferred retirement in a few years – at 45 with 20 years – what happens to the health benefits?

A: Your husband would be able to continue the self and family coverage under Code 1M of the Table of Permissible Changes in Enrollment.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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