Q. I am under CSRS and plan to retire this year. What is the best date to retire so I don’t have too much of a lag in annuity payments?
A. You are asking a question that I can’t possibly answer. The only suggestion I can make is this: Don’t retire at the end of the year when retirement traffic is its highest or in the first two month of the following year when OPM is digging out from under the load.