Common law


Q. My common-law husband will be retiring in the next year. I am now covered under his fed blue medical insurance, and have been for 11 years. He was told that I would no longer qualify after he retires. Is this true?

A. If you are living in a state where common-law marriage is recognized, you can continue to be covered by his health benefits plan when he retires. If you aren’t, then you shouldn’t have been covered by his plan in the first place.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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