Supplement maximum annuity


Q. According to my newest annuity printout, I have 46 years, seven months and 14 days total time (actual service and sick leave) in the U.S. Postal Service. Are the additional monies that I paid into my retirement contributions after 41 years, 11 months reflected on the printout in the gross monthly annuity column, or am I to assume that these monies are not reflected in this figure as yet?

A. The column that reflects the amount you have had deducted from your pay will continue to increase pay period by pay period as long as you are working. It’s only when you retire that the Office of Personnel Management will determine the amount of your excess contributions and offer you the option of a refund or using the money to buy additional annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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