Comparability pay vs. market pay


Q. Is comparability pay the same as market pay? My payroll stub has market pay and basic pay allowances.  Are both “market” and basic pay used in determining the annuity amount?

A. Because I don’t know what’s included under each of those headings, I can’t provide you with a direct answer. What I can tell you is that only pay from which retirement contributions are taken will be used in the computation of your annuity. To see what’s included and excluded from basic pay, go to and scroll down to Section 30A1.1-2 Basic Pay.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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