Disability and retirement calculation


Q. I was born in 1956 and I am at my minimum retirement age of 56. I have 14 years of civil service under FERS. I retired from the Coast Guard after 22 years. I have paid my redeposit in full to buy back my military time. I have not yet waived my retired military pay. I am filing for a FERS disability. If approved, would it be considered a voluntary retirement MRA + 36 years of service (14 FERS + 22 military), or would I receive 60 percent of annual salary first year, 40 percent thereafter until 62?

A. If you were approved for disability retirement, your annuity would be calculated in the same way as every disability retiree. Your total years of service would have no bearing on it.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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