Early retirement

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Q. I am a 55-year-old FERS employee and have 30 years in the Postal Service. Am I eligible for early retirement?

A. Yes, if one is offered to you. Because you have at least 25 years of service, you could retire at any age. Note: If you aren’t offered an opportunity to retire early, because you were born between in 1953 through 1964, you could retire on an immediate, unreduced annuity at age 56.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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