Q. I have over three years of CSRS excess contributions. I plan on retiring Sept. 30 with 46 years total. Is there a form I submit to request these funds?
A. No form is needed. When you retire, the Office of Personnel Management will tell you the amount of your excess contributions and offer you a choice: Either accept a refund of those contributions, or purchase additional annuity that isn’t subject to the 80 percent limit.