Deferring FEHB?

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Q. If I’m eligible for CSRS retirement and eligible for the Federal Employees Health Benefits plan, can FEHB be optional into immediate retirement but activated later? I will retire with 33 years in CSRS and I will have primary insurance from a new job. I would like to save the money on FEHB until I leave this second job. Is it possible to defer the FEHB until five to 10 years after retiring?

A. No.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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