Creditable service


Q. I am 33 years old and have four years active duty time and eight years FERS time. I am considering a position covered under 6c. How much of this time, if any, could I credit to 6c? What would be the youngest I could retire?

A. Neither your current service under FERS nor your active duty time for which you made a deposit would be creditable in meeting the 20 years of covered service requirement to be eligible to retire under the special provision for law enforcement officers. Therefore, if you began your law enforcement career at age 33, the earliest you could retire would be 53.

At that time, the 20 years of covered service would be computed using the more generous annuity formula and the rest using the standard one.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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